+25 Average Health Insurance Premiums $ References. More than 150 million americans get health. Web in 2022, annual premiums for health coverage for a family of four averaged $22,463, but employers picked up 73% of that cost.

That’s because it doesn’t track health coverage premiums, said steve reed, an economist for the cpi program at the bls. Web it’s $498 monthly, $5,976 annually. At a glance most americans have health insurance, but many people have medical debt.